I have noticed that some of the pics in the gallery have a very cool
'dreamy' look to them..is that a filter? and if so where do I get it...is there a free trial version that I can download? (I know...I am all about the freebies! )
I love both of the programs Holly mentioned but there is another way which I like because it give you more control over what parts of your pic you apply to look to. Example in a portrait you might want to keep the eyes, nose and mouth in focus and give the dreamy look to the rest of the photo. You could also apply this look to part of a layout rather than the entire layout.
I posted an example in the gallery.
If you are interested I can show you step by step.
I love Virtual Photographer and use it all of the time. I also sometimes use "actions" to create a desired effect. "Dave's Midnight Sepia" is a commonly used one. But there are many more. Some action downloads can be found here: http://www.atncentral.com/download.htm